Growth guarantee scheme.
Accessible, government-backed funding for UK businesses.
Access between £1,000 and £250,000 to support your business growth. No assets required. Apply in minutes with no impact on your credit score.
How it works (the Caply way)
Spend a few minutes telling us about your business and funding needs.
We match you with our wide range of lending partners to find your best rate.
Once approved, funds are transferred directly to your account.
Funding supported by government backing
The Growth Guarantee Scheme is designed to help UK businesses access funding where traditional lending may be more restrictive. With government support in place, lenders are able to offer finance to a wider range of businesses.
Every business is different. That’s why funding options are matched to your financial position, your plans for growth, and your eligibility under the scheme.
Improved access to funding
Government backing can make it easier for businesses to secure funding, even if they don’t meet standard lending criteria.
Flexible funding options
Available across a range of products, including term loans and other business finance solutions.
Support for business growth
Designed to help businesses invest, expand, and move forward with confidence.
A network of trusted funding partners
We work with a panel of established UK lenders to present funding options suited to your business profile.
Rather than approaching lenders individually, our process allows businesses to explore multiple options through one enquiry, helping save time while providing greater visibility over available funding solutions.
Our role is to help businesses understand their options clearly and move forward with confidence.
What Growth Guarantee Scheme funding can be used for
Funding through the scheme can support a wide range of business needs, particularly those focused on growth and stability.
Common uses include:
Purchasing equipment
Business expansion
Investing in growth projects
Managing cash flow
Hiring staff
Supporting working capital
Refinancing existing borrowing
VAT and tax liabilities
Other funding options
If growth guarantee scheme funding isn’t quite right for your business, we work with a network of lenders to provide other flexible solutions tailored to your needs, from invoice finance to asset-backed loans.
Illustrative example of how funding can support business growth
Illustrative example for demonstration purposes only. This does not represent actual results or guarantees. Business performance varies depending on individual circumstances.
Understanding the growth guarantee scheme.
How it works and how it can support your business.
The growth guarantee scheme is a UK government-backed initiative that helps businesses access funding by providing lenders with a level of security on the loan.
This support encourages lenders to offer finance to businesses that may otherwise find it more difficult to secure funding through traditional routes.
Lenders will still assess your business performance, affordability, and overall financial position when determining suitability.
Funding amounts, terms, and eligibility will vary depending on the lender and the specific type of finance provided under the scheme.
Tell us about your business and the funding you're looking for. Our team of specialists will review your enquiry and present suitable options from our network of lending partners. Apply below in minutes.
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The Growth Guarantee Scheme is a government-backed programme designed to help UK businesses access funding through approved lenders.
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The government provides a guarantee to the lender, which reduces their risk. This can make it easier for businesses to access funding, but the business remains responsible for repaying the loan.
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Eligibility depends on factors such as your business size, turnover, and financial position. Lenders will assess whether your business meets the criteria.
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Funding amounts vary depending on the lender and your business profile. Different products under the scheme may offer different limits.
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Funding can be used for a range of business purposes, including growth, investment, and working capital.
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Rates and terms vary depending on the lender and product, but are typically structured to remain competitive.
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Some funding under the scheme may still require security or a personal guarantee, depending on the lender and the amount borrowed.
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Timelines vary depending on the lender and the complexity of the application, but the process is designed to be as efficient as possible.
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Initial checks may be completed without impacting your credit score, but a full application may require a credit check.
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Tell us about your business and your funding requirements. Our team will review your enquiry and present suitable options from our network of lending partners.
Funding that supports your business moving forward.
We help growing businesses access flexible and financial solutions designed to support growth, stability, and opportunity.
1.5x
Borrow up to 1.5x your monthly revenue.
No early repayment fees.
*Subject to lender approval.