Secured business funding.
Secure larger funding against assets with lower rates and extended terms.
Access between £1,000 and £750,000 to support your business growth. No assets required. Apply in minutes with no impact on your credit score.
How it works (the Caply way)
Spend a few minutes telling us about your business and funding needs.
We match you with our wide range of lending partners to find your best rate.
Once approved, funds are transferred directly to your account.
Funding designed for larger investments
For businesses looking to access higher funding amounts, secured finance can provide a more cost-effective and structured solution. By using assets such as property or equipment as security, lenders can offer increased funding with longer repayment periods.
Every business has different goals. That’s why funding options are tailored to your assets, your financial position, and your long-term plans.
Access higher funding amounts
Secured funding can unlock larger loan values, supporting significant investments and growth plans.
Competitive rates
Because the funding is secured against assets, lenders can often offer more favourable rates compared to unsecured options.
Longer repayment terms
Spread repayments over an extended period, helping to manage cash flow more effectively.
A network of trusted funding partners
We work with a panel of established UK lenders to present funding options suited to your business profile.
Rather than approaching lenders individually, our process allows businesses to explore multiple options through one enquiry, helping save time while providing greater visibility over available funding solutions.
Our role is to help businesses understand their options clearly and move forward with confidence.
What secured funding can be used for
Secured funding is often used for larger, planned investments that support long-term business growth and stability.
Common uses include:
Expanding premises
Purchasing commercial property
Investing in equipment or machinery
Business acquisitions
Funding large-scale growth projects
Property development
Refinancing existing debt
VAT and tax liabilities
Other funding options
If secured business funding isn’t quite right for your business, we work with a network of lenders to provide other flexible solutions tailored to your needs, from invoice finance to asset-backed loans.
Illustrative example of how funding can support business growth
Illustrative example for demonstration purposes only. This does not represent actual results or guarantees. Business performance varies depending on individual circumstances.
Understanding secured business funding.
How secured funding works and how it can support your business.
Secured business funding allows companies to borrow against the value of an asset, such as property, equipment, or other business-owned assets.
Because the loan is secured, lenders take on less risk, which can result in higher borrowing limits and more competitive rates.
Lenders assess factors such as the value of the asset, your business performance, and overall affordability when determining suitable options.
Funding amounts and repayment terms vary depending on the asset and lender, with terms up to 6 years.
Tell us about your business and the funding you're looking for. Our team of specialists will review your enquiry and present suitable options from our network of lending partners. Apply below in minutes.
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Secured funding is a type of business loan where you use an asset, such as property or equipment, as security against the borrowing.
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Common assets include commercial or residential property, machinery, vehicles, or other valuable business assets.
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The amount you can borrow depends largely on the value of the asset and your business’s financial profile. Higher-value assets can support larger funding amounts.
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In many cases, yes. Because the loan is secured, lenders may offer more competitive rates compared to unsecured options.
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Repayment terms are typically longer than other types of business finance, often ranging from 1 year up to 10 years or more.
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Lenders will assess your credit profile alongside the value of the asset and your business performance when making a decision.
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Secured funding can take longer to arrange than unsecured options due to asset valuations and legal processes, but timelines vary depending on the complexity of the case.
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It is typically suited to established businesses with valuable assets and longer-term funding needs.
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Tell us about your business, the asset you wish to use, and your funding requirements. Our team will review your enquiry and present suitable options from our network of lending partners.
Funding that supports your business moving forward.
We help growing businesses access flexible and financial solutions designed to support growth, stability, and opportunity.
1.5x
Borrow up to 1.5x your monthly revenue.
No early repayment fees.
*Subject to lender approval.